Goldmann and Sons PLC can put you in touch with providers that offer short-term unsecured Personal Loans, lending responsibly to only those who can afford it.
Who can apply?
In order to qualify you need to:
- Be employed (full-time/part-time/self-employed)
- Be over 18 years old
- Hold a UK bank account
We can confirm that applications can be submitted online or direct to their sales team 24 hours a day and 7 days per week.
How long does it take?
It is usually a quick decision and loans are normally provided within 24 hours. The firms we connect you with pride themselves on the efficiency of completing transactions and understand fully that personal loans are usually time sensitive. If you decide to proceed with an application, to comply with regulation, the firm will run the necessary credit and affordability checks. Provided you are approved, you will normally receive your funds within 24 hours.
How much will I be able to borrow?
The flexible payment options available give you the opportunity to choose the amount your wish to borrow, how much you can afford and for how long you wish to repay the loan. Personal loans of up to £10,000 are available. The amount you can borrow is dependent on how much you can afford to repay and your payments are fixed over the agreed term of the loan.
What are your interest rates or charges?
Each loan conforms to the FCA rate cap requirements. This means you will never pay more than 0.8% interest per day and never pay back in interest more than the original amount borrowed.
Do you charge Fees or Early Repayment Charges?
Settlement figures can be obtained and early repayment charges may apply. Application or processing fees may also apply.
What Are the Pitfalls?
Taking out a loan is a big step and should be thought through carefully. You need to be sure you are able to make the repayments on time.
What happens if you can’t pay?
At Goldmann and Sons, we understand that things don’t always go according to plan and we would rather you worked with your provider to find a solution rather than bury your head in the sand, ignore or avoid the situation and get further into debt. So if you are having difficulties, please pick up the phone and contact your provider. If you are unable to locate them, please let us know and we will help resolve matters.