when you need a helping hand


A Guarantor Loan is a type of unsecured loan, which requires a Guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay your debt should you default on agreed repayment terms.

If you have a low or non-existent credit rating but need to borrow money, Goldmann and Sons PLC can put you in touch with providers of Guarantor Loans who can help.

Who can be a Guarantor?

They must be over 21 years of age, in full-time employment, a homeowner and be able to afford to pay for the loan.  Most importantly they must be comfortable with making payments on the borrower’s behalf should anything go wrong.

How do I apply for a Guarantor Loan?

Once you have connected with our providers, it’s an easy three-step process;

  • Submit your application online or over the phone;
  • Provide full information to ensure that your friend or family member understand the high level of responsibility and trust in this type of agreement;
  • An Affordability Test is carried out to ensure both you and the Guarantor can afford the loan repayments.

What are the Guarantor’s responsibilities?

To repay the loan if the borrower fails to make payments.  To be solely responsible to repay the loan in full, should the borrower go into IVA (Individual Voluntary Agreement) or Bankruptcy.

What are the interest rates?

These may vary subject to status

What are the pitfalls?

Taking out a loan is a big step and should be thought through carefully. Borrowing money in this way is generally only a short-term solution. So you need to be sure you are able to make the agreed repayments on time.

What happens If I can’t pay?

Things don’t always go to plan and we would rather you worked with the provider to find a solution rather than bury your head in the sand, ignore or avoid the situation and get further into debt. If you or the Guarantor fail to repay the loan, legal processing will ensue. If you are having difficulty and need more information or are unable to make contact with your provider – we are always open to dialogue.

Our team of industry professionals are ready and waiting to hear from you to help provide the right solution for you!

Contact us:

If you have a question that you are unable to find an answer for, we would love to help. In compliance with GDPR, your private data will be collected and stored by us for the sole purpose of contacting you about your interest, see our Privacy Policy.

How would you like us to communicate with you?

Email? Click here to send us an email.
First Name*

How should we contact you?*

Please enter your email address here*:
Please enter your phone number here*:
Please enter you phone number and email address:

Please send me ocasional offers & news